Data Source Brokerage:

    Iowa Realty logo

    Iowa Realty

    511 E 4th St, Spencer, IA 51301

    $129,900

    Active

    15 days ago

    3 beds
    2 baths
    1,580 sq ft
    Built in 1900

    Purchase price

    Down payment

    Estimated rent

    Listed By: Katie Muhlbauer, (712) 790-7010, [email protected], #S65172

    Source: Iowa Great Lakes Board of REALTORS, #260520, last updated on 6/10/2026

    About this property

    Charming 2-story home in Spencer. Just minutes from downtown businesses! This inviting residence features 3 bedrooms, 2 bathrooms, and an extra office/game area perfect for working from home or gaming. Enjoy the convenience of main floor laundry and relax on the cozy front porch—ideal for morning...

    Redfin
    Redfin listing
    Zillow listing
    Google maps

    Powered by

    Bigger Pockets logo

    Be ready to buy

    LendingOne logo

    DSCR best rate guarantee1

    Flexible financing, easy apply

    Explore loan options
    Steadily logo

    Better landlord insurance

    Neighborhood

    5 / 10

    Lincoln Elementary School

    9 / 10

    Spencer Middle School

    7 / 10

    Spencer High School

    Provided by

    Rent comps

    Comparable rent properties
    Address
    Status
    Listed rent
    Listed rent / sq ft
    Distance
    Bed
    Bath
    Sq ft
    Year built

    Sale comps

    Comparable sale properties
    Address
    Status
    Price
    Price / sq ft
    Distance
    Bed
    Bath
    Sq ft
    Year built
    🚀 POWERED BY
    Roofstock Logo

    1 Rate Guarantee. LendingOne will match the interest rate of a competing national private DSCR loan, provided (i) the competing loan has substantially similar origination fees and qualifying credit criteria within reasonable industry standards, such as credit score, LTV, experience, property value and other related metrics, and (ii) they are presented with a formal, written quote, or term sheet document (i.e., not an email) from a national private lender dated within ten (10) business days of submission to LendingOne. The competing rate will be adjusted based on where the 5-Year Treasury Rate was at the time of issuance to the rate on the date of submission to LendingOne and for any rate buydowns.

    DISCLAIMER: The information provided on this website, including property details, pricing, projections, and availability, is for informational purposes only and may change without notice. While Stessa strives to maintain accurate and up to date information, we do not guarantee its completeness or accuracy. Users should independently verify all information and property details, including its availability and any leasing conditions, with the listing agent or property owner before making any decisions. Stessa is not responsible for any errors, omissions, or third-party content and makes no representations or warranties regarding the properties listed. Neither Stessa nor its affiliates are acting as your real estate agent or broker, nor do we represent or endorse any properties or parties. This website is not an offer or solicitation to buy, sell, or lease any property. All transactions are the sole responsibility of the parties involved. Certain real estate content on our website is provided courtesy of the Multiple Listing Service (MLS), as indicated by the “Source” on each listing.

    Terms of servicePrivacy policyResponsible disclosure policyOpen-source software license informationDo not sell my personal information

    (c) 2026 Stessa, Inc. All rights reserved.

    Property details
    Interior

    Bedrooms & Bathrooms

    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 1

    Heating

    • Natural Gas, Forced Air

    Cooling

    • Central Air

    Features

    • Pantry
    • Has basement: Yes
    • Basement: Unfinished, Partial
    • Laundry: Main Level

    Interior area

    • Total structure area: 1,580
    • Total interior liveable area: 1,580

    Appliances

    • Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
    Property

    Parking

    • Parking features: Attached
    • Has Garage: Yes
    • Garage spaces: 1

    Features

    • Levels: Two
    • Stories: 2
    • Patio & porch: Porch
    • Has spa: No

    Lot

    • Size: 0.17 Acres
    • Lot Dimensions: 50 x 142

    Details

    • Parcel number: 9636-07-458-009
    Construction

    Type & style

    • Home type: Residential
    • Architectural style: TWO STORY
    • Property subtype: Single Family Residence

    Materials

    • Vinyl Siding
    • Roof: Asphalt

    Condition

    • Year built: 1900
    Utilities & green energy
    • Sewer: Public Sewer
    • Water: Public

    Financial & listing details

    • Price per square foot: $82
    • Days on market: 14

    Neighborhood score

    3.5 / 5

    School score

    7 / 10

    Crime score

    1 / 10