Let your money grow with APY up to 5.09%1.

Play your finances close to the vest with high-yield bank accounts built for real estate investors. Open as many as you need to stay organized and link each account to a unique property in your portfolio. Your transactions stay in sync for easier accounting and a smoother tax time.

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Stessa is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Stessa Cash Management Visa® Debit are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.

high APY

High APY*

Collect rent and earn interest in your sleep

Stessa Cash Management accounts unlock fantastic benefits like rent collection with automated reminders and an APY up to 5.09% for Stessa Pro subscribers. Take advantage of both to experience “rent growth” in an entirely new way.

debit cards

Debit Card

Physical or virtual debit cards? Yes

Add virtual cards to your mobile wallet for easy online payments. Or order physical cards and swipe away in the real world. Whatever your preference, unique account numbers means expenses are automatically assigned to the right property.

reliable data

Reliable data

Seamless integration and expense tracking

Say goodbye to broken bank connections and missing data. Stessa Cash Management accounts are tightly integrated into our full suite of accounting features. Real-time data synching means your books stay up to date with less effort.

Grow your portfolio and keep more of what’s yours.

Enjoy no junk fees and fewer restrictions with Stessa Cash Management. Open as many personal and business accounts as you like, with no minimum balance. And you won’t pay maintenance or inbound wire fees.

You can even set up a separate bank account for each rental property or portfolio of assets. Enable automated rent collection and watch your balance grow as earnings accumulate.

  • No fees for bounced checks
  • No minimum balance requirements
  • No monthly maintenance fees
  • No inbound wire fees
  • Yes, 5.09% APY
  • Yes, open as many accounts as you like

High APY1

Business banking that pays up to 10x the national average2

Stessa Cash Management combines the flexibility and safety of an FDIC-insured bank account with a highly competitive APY. You get the best of both worlds with the paid Stessa Pro plan as you earn more than 10x the national average interest rate on every dollar of deposits. At today’s 5.09% APR, maintaining a balance of only $5,000 for the year can cover the annual cost of Stessa Pro.

Debit Cards

Get a card for each property and earn cash back on every purchase

When you have multiple properties, keeping track of expenses can get tricky. With Stessa Cash Management, you can have a separate debit card for each property. Not only will you earn cash back on every transaction, but you’ll always know which expense goes with which property.

ReliabLE Data

Stop wasting time hunting down transactions

Stessa securely imports, categorizes, and indexes all your expenses seamlessly. Connect to banks, lenders, credit cards, and property managers to see all your data in one place.

How Stessa protects your data >>

5.09%

APY interest rate1

 

$2.5M

FDIC Insurance

1.10%

Cash back2

$0

Inbound wires

What other landlords say…

“Easy to use and it has everything I need to stay on top of my properties and provide my CPA with the right information. Great product!

Great tools – my CPA loves the reporting. Great interest rates.”

Ruth G

Ruth G
2 Properties

“Two thumbs up for Stessa: What-gets-tracked-gets-improved made easy. Transactions download automatically from AppFolio and bank accounts, similar to Mint.com. Hats-off to the reps, who have answered 10+ “hard questions.”

Patrick Perigaud
2 SFR & MF Assets, Ohio & Nevada

Patrick Perigaud

Download our mobile app

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Get it on Google Play

Start managing your portfolio more effectively with less effort.

Set up a property in 5 minutes.

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    Secure lock

    Safety and security on Stessa

    Multi-layer encryption, strong access controls, and robust security audits work to protect your account 24/7.

    How we protect your data >

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    1. Annual Percentage Yield (APY) is accurate as of November 7, 2023. No minimum balance or opening deposit required. Fees could reduce earnings on the account.

    2. Sourcing 10x national average (0.46% — 10/19/23): https://www.businessinsider.com/personal-finance/average-savings-account-interest-rate

    3. Stessa is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Stessa Cash Management Visa® Debit are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.

    Your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program here: https://go.thread.bank/sweepdisclosure and a list of program banks here: https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.

    No minimum balance or opening deposit required. Fees could reduce earnings on the account. Account holders can earn 1.10% cash back on debit card purchases. Cash back earned each month will be credited to your account by the next month’s statement cycle. ATM transactions, the purchase of money orders or cash equivalents, loan payments and account funding made with your debit card are not eligible for cash back rewards. Terms and eligibility requirements apply.

    Essentials is a free plan and Manage and Pro are premium subscription plans. The terms and conditions for Stessa Plans are subject to change, including pricing.  Annual Percentage Yield (APY) of 3.14% (APR of 3.10%) on deposit accounts for new Essentials and Manage users signing up, accurate as of February 1st, 2024; and 5.09% APY (APR of 4.97%) for Pro users is accurate as of February 1st, 2024. APY for the account may change at any time, before or after the account is opened.