What do I need to know about landlord insurance?
Owning rental property is a big investment and you want to be sure your property (and you) are sufficiently protected. See if you can save on your existing policy in minutes. No phone calls, no back-and-forth with brokers required.*
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*Quotes and insurance FAQs are provided by Steadily, insurance specialists for real estate investors
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You can get a quote in minutes, without leaving Stessa, picking up the phone, or filling out complex paperwork. Quotes and policies are from Steadily, a tech-enabled national landlord insurance provider.
Already covered? Many carriers allow you to cancel anytime for a prorated refund, so you can shop around and start saving money today. Take a few minutes and put Steadily to the test. Get a quote directly on any Property Details page in Stessa.

Did you know?
Landlord and homeowners insurance policies are not the same:
Landlord insurance is specifically for owners who rent out a property. It typically covers the value of the improvements, along with liability protection and coverage of rental income losses.
The cost of an investment property insurance policy can be about 25% more than a homeowners insurance policy, but not always.
Landlord insurance may be required:
Many mortgage companies and lenders may require that you have a landlord insurance policy on a rental property. This is different from a homeowners policy, which may not cover you if you are renting out the property.
Collecting on a claim for a tenanted rental investment property could be difficult if the home was covered by a regular homeowners policy at the time of loss.
There are ways to reduce landlord insurance costs:
To potentially reduce premiums, make repairs promptly, install safety devices such as burglar alarms, carbon monoxide detectors, and 10-year lithium ion smoke detectors. Make sure your insurer is aware of any new additions or significant quality upgrades like new kitchens and bathrooms.
Get free quotes regularly to compare coverage amounts and premiums.
Annual reviews are important:
Review your policy every year (or twice a year) before your renewal date and pull an updated quote if rents have changed, you’ve added square footage, or you’ve made meaningful safety upgrades to your property.
Create a free Stessa account to get automatic reminders about expiring policies and opportunities to save.